Mozambique · digital payments

Payment infrastructure built for Mozambique.

gatewaymoz processes digital payments in the Mozambican market — debit card, mobile money and bank transfer — through a single, locally operated integration.

Supported methods
Debit card Live
M-Pesa Live
e-Mola Live
Bank transfer Live
Solutions

Five capabilities, one integration.

Independent modules that run on their own or as a complete system, designed for volume, reconciliation and compliance.

Payment gateway

Debit card and bank transfer processing with smart routing, fraud prevention and approval rates optimised for the local market.

Debit cardBank transferAnti-fraud

Mobile money

Direct integration with the mobile wallets used in Mozambique, in the same checkout flow and the same reconciliation.

M-Pesae-Mola

Cash-in / cash-out

Real-time inbound and outbound funds, with end-to-end traceability and predictable settlement in metical.

Real timeMeticalTraceability

Automatic split

Value split across multiple beneficiaries at transaction time, with configurable rules and automatic reconciliation.

Multi-partyRulesReconciliation

Reconciliation & reporting

Automatic reconciliationSingle statementTransaction-level matchingAccounting exportAudit trail

Every transaction — card, mobile money, cash-in, cash-out and splits — automatically reconciled into a single statement. Transaction-level matching, discrepancy flagging and exportable reports for accounting and audit.

Operation

A Mozambican company with its own operation.

gatewaymoz was incorporated in Mozambique to process exclusively for this market: local contracting, settlement in metical and a team in-country.

01

Locally incorporated

A company registered in Mozambique, dedicated exclusively to processing in this market.

02

Settlement in metical

Collection, reconciliation and payout in local currency, on settlement cycles defined by contract.

03

Single integration

One API and one dashboard for debit card, mobile money and bank transfer — no separate integration per payment method.

04

In-country support

Technical and commercial team in Maputo, in your time zone and your language.

Trust

Built for environments where downtime is not an option.

Processing payments takes more than technology: it takes compliance, security and operational continuity at every step of the flow.

01

Compliance

Operation aligned with the Mozambican regulatory framework and card scheme rules.

02

Security

End-to-end encryption, tokenisation and continuous transaction monitoring.

03

Continuity

Redundant architecture and active monitoring for uninterrupted operation.

04

Transparency

Reports, statements and audit trail available at any time.

Contact

Let's talk.

Reach our team about integration, onboarding or institutional partnerships. We reply directly.

Maputo · Mozambique